Empowering WOMEN to RISE ABOVE the Money Fog
and THRIVE with CLARITY & CONFIDENCE
Mikelann Valterra, MA, AFC®
Money Coach
Experience peace through Mikelann Valterra’s guidance, where money coaching and financial therapy meets deep self-discovery
Money Coach & Author
Mikelann Valterra, MA, AFC®
Author
Owner of SeattleMoneyCoach.com, author of Rise Above the Money Fog, and popular podcast guest on building financial confidence

Discover Your Money Personality
Deepen self-awareness, reduce financial stress, and uncover the hidden patterns behind your money decisions. This quiz reveals your strengths and the inner obstacles that may be holding you back—so you can make conscious, aligned choices that lead to lasting prosperity.
Take the quiz now and start transforming your relationship with money
What Type Are You?
Liberty personality
Safe Harbor personality
Mission Driven personality
Aid Worker personality
Book a Free Discovery Call
Discover your earning power, embrace intentional, guilt-free spending, and clear the fog to see what’s truly possible.

explore what’s possible
Awaken to a more conscious, empowered way of relating to money. Together, let’s align joy and intention with how you earn, spend, and save.
I’m here to help you:
Break free from the stress of debt without sacrificing beauty, richness and quality of life
Recognize and shift emotional patterns that quietly drive your spending
Spend confidently —free from guilt, anxiety, overwhelm, or shame
Save for your future without compromising your enjoyment of today
Reimagine your relationship with money so it becomes a trusted partner in creating a life you love
8 Ways to Access the Wisdom of Your Future Self for Spending Decisions
One of the best questions to ask yourself when you debate spending a larger sum of money is “what does my future self think of this?” Asking this question lifts and expands your vision and thinking. It takes you from living solely in the moment, week or...
Does Money Buy Happiness? Maybe!
Would a nicer house and new car make you happy? The answer is likely yes, particularly if your current house is getting too small for your family and your current car isn't as reliable as it once was. But does money have the power to make you happy? The answer is:...
Recent Podcast Appearances
Can Money and Spirituality Co-exist?
We talk about: – Why we separate money from our spiritual practices – How to shift out of a scarcity mindset rooted in childhood – Reframing money as energy and a tool for good – The importance of opening our hearts to RECEIVE – Real-life practices to cultivate...
Flourishing After Forty—Your Midlife Money Mindset
One key: dispel the ‘money fog.’ Yes, you really can get rid of the stress and anxiety caused by financial vagueness and create a life you LOVE. Dive into financial psychology with me. Enjoy! Podcast: Buzzsprout
Your Money Personality in Relationships and Divorce
Divorce isn’t just an ending; it’s an opportunity to reshape your financial future. Learn how to use this time of transition to create clarity, confidence, and joy in your financial choices. You can emerge from divorce with a healthier relationship to money....
Midlife Women Entrepreneurs and Charging Our Worth
Get ready to shift your money mindset, reclaim your worth, and start treating money as the sacred tool it truly is. Podcast: Apple | Spotify | YouTube

Rise Above the Money Fog
In her powerful book, Rise Above the Money Fog, Mikelann Valterra shares relatable stories that uncover the hidden fears and patterns keeping us stuck. She reveals the deep transformation that becomes possible when we reclaim clarity and rise above the fog blocking our vision and path.
“Being clear about money gives you power to live your best life RIGHT NOW.” –From Rise Above the Money Fog